fig. beginning Poland Immigration Is it reliable to buy property in Poland? Investment threshold, real estate return and status policy analysis

Is it reliable to buy property in Poland? Investment threshold, real estate return and status policy analysis

With the gradual increase in the threshold of European immigration, many Chinese families began to pay attention to more cost-effective, more stable policy "Eastern European countries", and Poland as a member of the European Union, the purchase of low investment costs, the cost of living is reasonable, the growth of housing prices is stable, is becoming a new generation of "cold but reliable! Poland, as a member of the European Union, is becoming a new generation of "cold but reliable"...

With the EuropeanimmigrantsAs the threshold gradually rises, many Chinese families have begun to focus on the more cost-effective and stable "Eastern European countries", and Poland, as a member of the European Union, has become one of the most important countries in the world.Low investment cost of home ownership, reasonable cost of living, and stable home price growthPoland is becoming a new generation of "cold but reliable" potential stock of immigration. But there are also many people question: Poland in the end there is no "purchase of real estate immigration"? Can you buy a house and get the identity directly? Today, we will analyze from multiple perspectivesPoland Home Buying ImmigrationIs it reliable.

Poland Home Buying Immigration


Is there an "official home purchase immigration program" in Poland?

The first thing that needs to be clarified:There is no official "purchase = direct immigration" program in Poland., unlike the golden visas of Greece, Portugal, etc.
However, this does not mean that investing in real estate in Poland does not lead to status, but rather that it requiresCooperate with other routes to legal status (e.g., start a business, work visa or self-employment), using home ownership as a secondary condition.

In other words:Purchasing a home does not grant residency per se, but it can be used as proof of assets or a place of business in the immigration path to help get status.


Second, Poland's low threshold for purchasing and investing in real estate, is it worth getting into?

✅ Comparative friendly investment thresholds

  • Prices in the city centers of first-tier cities such as Warsaw and Krakow are in the range of 2000~3000 Euro/㎡

  • House prices in suburbs and second-tier cities such as Poznań and Wrocław 1200~1800 Euro/㎡

  • Based on an 80 m² apartment.You can buy a school house for 150,000 euros + rental returns

✅ Property type open:

  • Foreigners can buy houses and apartments, but special permission is required for land purchases.

  • Freehold, freely transferable and inheritable.

✅ Investment Advantage:

  • Capital's rental returns can be up to 51 TP3T annualized

  • No capital gains tax on resale of property held for more than 5 years

  • High demand for school district housing, subway neighborhoods, and university town neighborhoods for rent


C. How to cooperate in applying for status when purchasing a home? Analysis of three common paths

1. Starting a company + investing in real estate = commercial residency

After registering a company in Poland (Sp.z o.o), it is possible to apply for a business visa by using the property as company assets or office space:

  • No need for high turnover, just a reasonable business plan

  • Residence permits are granted for 1-3 years at a time and are renewable.

  • Application for permanent residence card after 5 years (Karta Stałego Pobytu)

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Tips: It is recommended that the registered capital of the company is not less than 5,000 euros, the name of the company to hold real estate is more conducive to asset planning

2. Home Purchase + Self-Employment Visa

Suitable for freelancers, digital nomads. You can apply for a self-employed visa by registering as a self-employed business (JDG) and submitting proof of property + business contract.

3. Family Reunification/Student Spouse Status + Home Purchase and Settlement

When purchasing a home for self-occupation/family reunification, it serves as proof of residency and asset capacity support, which is beneficial for visa approval or renewal.


IV. Analysis of Frequently Asked Questions and Identity Risks of Homebuyers

❓ Q1: How long does it take to get permanent residence after buying a house in Poland?

A: It is necessary to first pass the path of legal residence (business, self-employment, work, etc.), accumulate5 years of legal residenceYou can apply for permanent residence only after you have purchased a home, and the purchase of a home is only a supporting document.

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❓ Q2: Can the whole family immigrate together after purchasing a home?

A: If the residence card is approved as a company operator or as an employer, the spouse and children can apply for a dependent visa through family reunification.

❓ Q3: Is the property easy to rent? Is the vacancy rate high?

A: University towns, high-tech parks around the supply of housing is in short supply, the landlord market is stable, long-term rental without the need to worry about vacancy.


V. For which Chinese population?

  • Families who want to lay out EU assets + identity on a low budget

  • Those who want to immigrate through entrepreneurship or self-employment.

  • Children will be studying in the European Union, you need to buy a house in advance to plan the school district housing

  • Those who are sensitive to the cost of the traditional "Golden Visa" and wish to find alternatives


✅ Conclusion: Immigration to Poland is not a shortcut, but a "steady road".

Although there is no official channel for home buyers to immigrate to Poland, theLow investment threshold + stable immigration policy + solid property returns, making it a realistic path for Chinese people to migrate to Europe on a curve. By combining it with company registration and self-employment visas, the purchase of a home not only brings returns on asset allocation, but also helps to increase the success rate of immigration.

In 2025, Poland is standing at the crossroads of identity planning and real estate investment, and it is time to seriously consider this solid and practical migration route.

All rights reserved. Overseas Migration Network and includes the title and link to the original article: https://www.haiwaiyimin.net/en/yimin/8006.html
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