In recent years, withimmigrantsThe threshold is constantly rising.Greece Golden VisaYet it continues to attract a large number of Chinese families due to its moderate threshold and cost-effectiveness. Especially after the policy adjustment in 2023, theLow threshold area of 250,000 eurosStill exists, making "buy-to-let immigration" a realistic path for many people to embrace life in Europe at a low cost.

But immigration is more than just buying a house.2025Immigration to GreeceWhat are the real costs? What are the "hidden costs" that are often overlooked? Today's article, we once clear, to avoid you stepping on the pit!

First, the purchase of a home budget: 250,000 euros is only the starting price

A lot of people think that just 250,000 euros will take care of everything. But in reality.The 250,000 euros is only the starting point for the purchase of the house itself... Based on current market conditions and policy requirements, the true total expenditure should take into account the following factors:

✅ [Purchase ontology]

• **Minimum requirement:** 250,000 euros (only for some areas, e.g., suburbs of Athens, some islands, Patras, etc.)

• Mainstream options: €260,000-300,000 recommended to be set asideEasy selection of well-located, rentable properties

✅ [Taxes and fees related to the purchase of a house]

• Deed of Purchase Tax: 3%

• Notary fee + attorney's fee: about 1.5%-2%

• Land registration fee: about 0.5%

• Property appraisal/audit fees: approx. €300-€600

• Real Estate Agent Commission: 2%-3% (some developer packages)

👉 The actual total cost of purchasing a home:
For a property of €250,000, for example, the total purchase cost, taking into account all taxes and brokerage fees, would be approximately **€265,000-€275,000** (equivalent to approximately 2.1 million RMB).

II. Breakdown of immigration application fees

After completing the purchase, the next step is the process of applying for a Golden Visa. This part also has a number of costs that need to be budgeted for in advance:

👪 Take a family of 3 (main applicant + spouse + 1 child) for example:

• Total cost of residence card: €6,000

• Plus fees for translation, notarization, legal services, etc..The overall cost of the immigration application stage is around €8,000-€10,000.

Thirdly, hidden costs should not be ignored!

In addition to the explicit expenditures, there are a lot of people whoIgnoring long-term holding costs and subsequent expensesThis is a key factor in the abandonment of many "budget migrants".

🏠1. property holding costs

• **Annual property tax (ENFIA): **Approximately €200-€800/year, depending on the size and area.

• **Property fee, cleaning fee (for rentals): **approx. €30-€80/month

• **Home insurance: **Optional, €100-€300/year

✈️2. Travel to and from Greece

• Generally need to go to Greece once a year to deal with real estate, renew cards, open accounts, etc.

• Round-trip airfare, per capita about ￥6,000, accommodation, transportation plus ￥2,000 +

💼3. Asset management/commissioned leasing

• Many people choose to "buy + rent", but renting has its own overheads!

• The service fee for entrusting a company with escrow + rent collection is usuallyRental of 8%-10%

  

Fourth, the cost of maintaining a card? Zero residency requirement is the biggest advantage

Compared to Portugal, Spain and other "residency required" golden visas, the Greek Golden VisaNo residency requirementThe card is valid even if the person is not in Greece, making it ideal for the middle class to invest in a win-win situation:

• No need for prolonged travel abroad

• Can be left for children to attend school, transfer to other EU countries for development

• Take the card at once and follow up with almost 0 management difficulties

V. Is it possible to get a loan to buy a house? Low practical feasibility

A user asks:"Greece Home Purchase ImmigrationCan I get a loan?"

• The answer is:barelyThe Golden Visa requires "full payment" for the purchase of a home. Since the Golden Visa requires "full payment", the purchase of the property must beFull purchase with clear and non-loanable funds

  

• If you are buying a second home, you should only consider investing after you already have status, and only then you may be able to get a loan through certain EU banks

Summary: 2025Immigration to GreeceThe list of real budgets of the

🧮 Suggested total budget preparation: around 300,000 Euros (approximately 2.3-2.5 million RMB)
For those seekingLow-risk asset allocation + EU status + pension/children's educationis still one of the world's most preferred choices for the population of the