In recent years the globalimmigrantsAgainst the backdrop of ever-tightening policiesTurkey Home BuyersWith its relatively low threshold, cost-effective features to attract a large number of Chinese investors. Especially "250,000 U.S. dollars to buy a house can be the whole family to get identity" policy, more known as "one of the most cost-effective golden passport".

But is this policy still valid going into 2025? What are the key changes? How should investors respond to the new challenges and opportunities? This article will provide you with a comprehensive explanation of the latest policy developments, application process, market trends and risk points to help you make a more secure immigration decision.

I. Is the $250,000 policy still in effect?

As of 2025.Turkey's home purchase immigration policy still enforces the "minimum $250,000 real estate investment" threshold., but there has been a significant tightening of implementation details:

• The property needs to be a single real estate, portfolio purchases (e.g., multiple small homes) are no longer widely accepted;

• Property Appraisal ReportIt must be issued by a government-recognized agency and the appraised value is primary and not based on market value;

• Government to home buyersReview of funding sourcesStricter, requiring clear and legal proof of funds;

• It is prohibited to trade to a property in the name of a close family member or a person associated with the agent, otherwise it will be invalidated;

• If the application is found to be a "false transaction" or "repurchase agreement" during the process, the application will be disqualified.

Although the policy is still being implemented, the approval process is tightening and investors need to avoid the "shortcut" mentality.

Second, the purchase of real estate immigration process briefly

For reference, here is an updated 2025 process compendium:

1. Selection of properties(It is advisable to find an experienced and regular agent);

2. Signing a purchase contract and paying $250,000 or more for a home.;

3. Apply for a property appraisal report and transfer the property for a certificate of title (TAPU);

4. Add a three-year no-sale restriction to the title;

5. Submit an application for naturalization by investment (or residence + naturalization step-by-step);

6. The review period is about 6-12 months and the whole family receives the passport after approval.

It is important to note thatPassports are not immediately available upon purchaseThe process of identity verification remains exhaustive in the middle.

III. Real estate market conditions and investment returns

While house prices in major cities such as Istanbul have continued to rise, the last two yearsTurkey's severe inflation, lira depreciation intensifythat brings a double-edged sword effect to real estate investment:

✅ Advantage:

• Foreign currencies are relatively cheaper to buy a house, and the cost of buying a house drops after the exchange of RMB;

• Short-term rental and commercial returns on large city properties remain solid;

• It is practical to buy a home and get your status.

⚠️ Risks:

• Political and financial uncertainty is high in Turkey;

• Continued depreciation of the lira will affect long-term asset values;

  

• There are signs of overheated speculation and bubbles in certain cities (e.g. Antalya).

Therefore, it is recommended to prioritize projects with good location, high occupancy rate and clear background of the developer, so as not to get into unclear property rights or legal disputes for the sake of cheapness.

Fourth, is home ownership immigration right for you?

Buying a home may seem "easy", but it's not for everyone. It is advisable to consider whether it is right for you from the following perspectives:

• Willingness to allocate overseas assets, wishing to own property and identity in Europe and the Middle East;

• Valuing the practicality of passportsThe Turkish passport is a springboard to the US E2 visa, the UK "Turkish Businessman Visa" and so on;

• Hoping to bring the whole family to immigrate legallyTurkey allows the spouse of the main applicant and children under the age of 18 to be naturalized together;

• For those who are not interested in settling down in the short term, there is also the possibility of "identity + asset" dual allocation.

If your goal is simply to settle in a Western country or to pursue top-notch education and healthcare, Turkey may not be the ultimate destination, but it is an ideal "stopover".