Referring to EuropeimmigrantsThe first thing that comes to mind for many people is Portugal, Spain, Greece, and other countries with "purchase of property in exchange for residence". However, with the traditional golden visa countries gradually tighten the policy, some investors began to turn their attention to more stable, high-income small countries, such as -LuxemburgThe world's richest countries are often ranked at the top of the list. This pocket-sized country, which is always at the top of the list of "the world's richest countries", is there any "real estate immigration"? Investment in real estate and obtaining identity is directly linked? Today for you to fully analyze!

I. What is Luxembourg like?

Despite its small size, Luxembourg is a founding member of the European Union, the Schengen area, the eurozone and the United Nations, with aExtremely strong international financial strength, social welfare system and stable political situationWith a resident population of only 650,000, the country has about 190,000 foreign workers. With a resident population of only 650,000, but with about 190,000 foreign workers and an immigrant population ratio of over 45%, it is truly a "diverse country".

Luxembourg itself is one of the seats of the European Union, bordering on Belgium, France and Germany, making it an ideal geographical location and a "springboard" for many people.

Does Luxembourg have a "buy-to-let" policy?

Here's the thing.Clarifying a core issue::

Luxembourg does not have an official "buy-to-let" policy.The

Unlike Portugal and Greece, where you can directly obtain a residence permit by purchasing a property, Luxembourg's residence system is based on forms of work, investment, family reunification and study. But this does not mean that purchasing a property is pointless -Buying a home can be used as a basis for moving to a new home, or it can be used in conjunction with other types of visas to achieve a stable long-term stay.

Third, how is the threshold for Luxembourg real estate investment?

Although there is no "home-for-status" through train.Luxembourg's real estate investment remains attractive, which is mainly reflected in:

✅ Steady rise in housing price trends

• Over the past decade, Luxembourg house prices have risen by more than 70% on average, well above the European average.

• Prices for downtown apartments are typically in the €8000-€11000/sqm, slightly lower in the suburbs.

✅ Stable returns on housing rentals

• Rental returns on properties in popular city center locations are approximately 3%-4%The short-term rental market is also more active.

✅ Government encourages investment in construction

• The Luxembourg government encourages projects such as new housing construction, renovation of old buildings, etc., some of which are eligible for residence.

🎯 To summarize: real estate is a support for immigrant life, not a tool to change status.

IV. So, how do you get throughInvestment immigration to Luxembourg?

Although the purchase of a house cannot in itself be a direct exchange of status, Luxembourg has a clearInvestment Residence Program (Investor Visa), suitable for high net worth individuals:

✅ investment immigrationRequirements (2025 latest version):

📌 You can bring your spouse and minor children, and the whole family can obtain an initial residence permit (1-3 years), which can be renewed, and after 5 years, you can apply for permanent residence or naturalization.

V. Home purchase + investment portfolios are more realistic

For those who plan to live in Luxembourg for a long time.Ideally, homeownership should be used as an adjunct to residential stabilization and identity acquisition::

1. Investment Residency + Home Purchase: To fulfill the conditions of residence while preserving the value of your assets;

   

2. Executive or Remote Work + Home Buying: Settling in as a working resident, with the property as owner-occupied or rented;

3. Family Reunification + Real Estate Allocation: Spouse or children as the primary applicant, purchasing a home to stabilize the cornerstone of your life.

VI. What are the advantages of Luxembourg status?

Get your Luxembourg permanent residence status or passport and you will get:

• Free passage to 27 Schengen countriesThe following are some of the most important issues in the EU: legal residence and work in the EU countries.

• Only 5 years to apply for permanent residenceNaturalization takes another 1-2 years (language requirements are relatively lenient)

• Transparent tax system with tax treaties for legal asset allocation

• High-quality education and healthcare system, free EU education for children

VII. Conclusion: Luxembourg is suitable for long-term planning investors

If you just want to "buy a suite for a card", then Luxembourg is not the best place for you. But if you want toSecure a stable home in Europe and allocate assets while building a foundation for your children's education and your family's future.So.Immigration to LuxembourgThe path of combining real estate and investment deserves serious consideration.

Low-key, safe, open and sophisticated, Luxembourg may be the real "European backyard" for HNWIs.