In recent years, the Nordic countries have attracted a large number of Chinese families with their high welfare, high education level, and favorable environment to considerimmigrantsTheSwedenAs one of the star countries, it is considered by many as the "ideal place to live". However, there are also many people who wonder:"Immigration to SwedenAfter that, is the cost of living for a family high or not? Can the average family afford it?"

Today.From the four dimensions of food, accommodation, transportation and education, a comprehensive breakdown of the real living expenses of a Chinese family of three in Sweden for a year.In the past, we have used real data to tell you whether the life after immigration is "expensive" or not.

✅ I. Housing: the largest item of expenditure

In Sweden, housing expenditures vary greatly by region. Taking the capital asStockholm, capital of SwedenFor example, rents and purchase prices are among the highest in the country, but also among the mostrecent immigrantsChoosing a place to settle.

🏠 Rental reference price (for a family of three):

• Two-bedroom apartment (city center): About 12,000-16,000 SEK/month

• Two-bedroom apartments (suburbs or small cities): About 8,000-11,000 SEK/month

🏠 Estimated yearly expenses:

If you choose to rent an apartment in the suburbs, you'll need about a year's worth of 100,000-130,000 SEK(approx. RMB 65-85,000).

Tips: a lot.recent immigrantsIn the early stages, you will choose to rent, and then consider buying a house when you are stable. Swedish mortgage rates are low, but down payment requirements are high, typically 15%-20%.

✅ II. Daily living expenses: quality of life is high, but it is important to "live within one's means".

🍽️ Dinner:

• Swedes cook on the healthier side, with an abundance of meat and dairy products, and Chinese ingredients are available, but at a higher price.

• A family of three who cooks their own meals mainly needs about 5,000-6,500 SEKThe

• Eating out costs more, with a regular restaurant meal costing 150-250 SEK per person.

🛒 Shopping (supermarket groceries + daily necessities):

• Common supermarkets: ICA, Coop, Willys (relatively cheap)

• Average per month: about 3,000-4,000 SEK

🧾 Estimated total cost of food and drink for a year:

Approx. 90,000-110,000 SEK(approx. RMB 60,000-75,000)

✅ III. Transportation: not crowded but not cheap

If you live in a city, most people choose public transportation:

🚇 Public transportation (Stockholm as an example):

• Monthly passes for adults are approximately970 SEKChildren free of charge

• Annual transportation expenses for a family of 3 with 2 adults are about 23,000 SEK

If you live in a small town or a distant suburb, driving is a more realistic option:

🚗 Self-driving costs (gas + insurance + maintenance):

• Fuel cost: about 18 SEK/liter, average annual expenditure about 15,000-20,000 SEK

• Insurance + maintenance: approx. per year 10,000-15,000 SEK

🚙 Estimated total transportation expenditures for a year:

Public transportation is the mainstay:20,000-25,000 SEK
Self-driving is the main focus:30,000-40,000 SEK

✅ IV. Education and childcare: high quality but also hidden costs

The good news is.Public education is free in SwedenThere are no tuition fees for kindergarten, elementary school and high school. However, there is no "zero cost" and there are some daily and custodial costs.

🧒 Kindergarten/nursery (Förskola):

• Fees are variable in proportion to revenue, capped at approximately 1,600 SEK/month

• Approximate expenditure per year 15,000-20,000 SEK

🎒 Elementary level:

• No tuition, but there are fees for off-campus activities, lunches, etc. for the year about 3,000-5,000 SEK

🧾 Estimated expenses for a year of education:

Children's schooling varies widely by age, and the average household spends about 15,000-25,000 SEK

✅ V. Health care and insurance: universal health insurance coverage, but supplementary coverage is still needed

Sweden has a universal health care system, with only a small registration fee for routine visits:

• Adults are charged a maximum of 300 SEK per visit and are exempted from all charges after exceeding 1,300 SEK per year.

• Children's medical care is basically free of charge

• Drugs capped annually (free after 2,600 SEK)

🏥 Estimated one-year medical costs:

Normal medical checkups or mildly ill groups, one year's expenditure for the whole family 5,000-8,000 SEK

It is also recommended that additional commercial insurance (dental, overseas cover, etc.) be purchased for approximately one year 2,000-5,000 SEK

✅ Total annual household expenditure bill (at medium consumption level)

⚠️ Note: RMB conversion is calculated at 1 SEK ≈ 0.67 RMB, actual exchange rate fluctuations may vary slightly.

✅ Write at the end

even thoughImmigration to SwedenConsidered a high welfare state, the cost of living is indeed not low, especially in terms of rent and daily expenses in big cities. However, in terms of overall value for money, theWhat you get in exchange for a "high cost of living" is a stable social environment, free education resources, virtually unlimited health care, and a promising quality of life for the future.The