fig. beginning move to Hong Kong How much does it cost to immigrate to Hong Kong? The latest cost of living, house prices and tax analysis

How much does it cost to immigrate to Hong Kong? The latest cost of living, house prices and tax analysis

Migrating to Hong Kong is not only a change of identity, but also a major planning for your future lifestyle. Many people are concerned: how much does it really cost to settle down in Hong Kong? From the cost of applying for status to landing a life in Hong Kong, and then the cost of long-term residence, housing prices, tax system, etc., are all decisions...

Migration to Hong KongIt is not only a change of identity, but also a major planning for your future lifestyle. Many people are concerned: how much will it cost to settle down in Hong Kong? From applying for identity to landing a life in Hong Kong, to the costs required for long-term residence, property prices, tax system, etc., are all important reference indicators to determine whether you are suitable for moving to Hong Kong.

In this article, we will look at the "immigrantsCost", "cost of living in Hong Kong", "property prices" and "tax system" four dimensions, all-round to help you clear: 2025 immigrant Hong Kong.How much do I really need to prepare?

Migration to Hong Kong


I. Processing fees for migrating to Hong Kong: it varies from person to person

First, different migration paths determine the initial investment:

  • Merit Program/Professional Program: Almost no direct costs, mainly third-party service costs such as preparation of documents, notarization, translation, etc., approx. HK$10,000 to HK$20,000The

  • Start-up visa (Start-up Visa): you need to register your company and prepare a capital plan, depending on the industry, the start-up capital recommendation Not less than HK$300,000The

  • Family office/investment-based immigration (e.g., HNWIs): if the family fund setup approach is used, the overall expenses may reach Over HK$5 millionThe

  • Study Abroad + IANG Pathway: Tuition fees for Master's program approx. HK$100,000 to HK$250,000/year, need to add the cost of living budget.

Conclusion:It is relatively prudent for an average family to prepare HK$100,000 to HK$500,000 to go through the mainstream channel; the high net worth group will need a larger capital reserve.


II. Cost of Living in Hong Kong: Monthly Budget for Clothing, Food, Housing and Transportation

Hong Kong is one of the most developed cities in Asia. Life is convenient, but not cheap. Below is an estimate of the average monthly expenses for a typical family of two (or three) (in Hong Kong dollars):

sports event Monthly expenditure (estimated)
Rent (two rooms downtown) $15,000 to 30,000
Catering (including take-out) $6,000 to 10,000
Water, electricity, coal and broadband $1,200 to 1,800
transportation $800 to 1,200
Education (in case of children) $5,000 to 20,000 (international schools)
Medical insurance (private) $1,000 to 2,000

Summary: The average middle-class family's monthly cost of living ranges from HK$25,000 to HK$40,000 for $.

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If you choose to live in the New Territories or the outlying islands and control your spending reasonably, the cost can be reduced appropriately.


Third, Hong Kong housing prices: one of the most expensive in Asia, but there is room for choice

Hong Kong's property prices have been among the highest in the world for many years.Average residential unit price in 2025 will be around HK$15,000 to HK$20,000 per sq. ft.(i.e. about RMB 160,000 to 210,000 per square meter). A 600-square-foot two-bedroom flat on Hong Kong Island can easily cost more than $100,000 per square meter. Starting at HK$9 millionIn addition, it is relatively inexpensive in Kowloon and the New Territories, at about HK$4-7 millionThe

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Of course, you can also choose to rent an apartment for a long time. The Hong Kong government also provides public housing, Home Ownership Scheme (HOS) flats, and middle-class "Green Belt" housing, but these are not easy to apply for at the early stages of immigration.

Suggestion: Newcomers to Hong Kong can rent a flat to stabilize their life before considering purchasing a property.


Tax Advantage: Low Tax Paradise for Entrepreneurship and Wealth Planning

Compared with the Mainland or European and American countries, Hong Kong's tax system is extremely attractive:

  • Personal Emoluments Tax (PET): Progressive with a maximum rate of only 17%;

  • No global tax regime: only Hong Kong-source income is taxed;

  • No VAT, no inheritance tax, no capital gains tax.;

  • Corporate Profits Tax: 8.251 TP3T for the first 2 million profits and 16.51 TP3T thereafter.

This explains why a large number of entrepreneurs and investors favor Hong Kong, not only as a financial center, but also as an important base for tax planning.


Five,Migration to Hong KongIs it worth it? It all depends on your planning and expectations

Although the cost of living in Hong Kong is not low and property prices are high, it remains one of the most attractive places to emigrate to in the Chinese world, thanks to its low tax environment, internationalized education, a well-developed healthcare system, and the global mobility of its identity.

To migrate to Hong Kong, we should not only look at whether it is expensive or not, but whether the investment can bring "worthwhile" returns to your family, career and future.

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