With the rapid development of digital finance, more and more users are no longer relying on traditional bank branches to conduct business, but opting for digital banking services with comprehensive functions and convenient operation. As an emerging banking brand that has attracted much attention in recent years, Hong Kong's WeLab Bank is rapidly gaining popularity among local and overseas users for its flexible account opening process, cross-border account services, and digital management experience.

Whether you are a local Hong Kong resident, an investor overseas, an international student or a freelancer, this article will explain in detail how you can complete the account opening process with Welly Bank quickly and securely, as well as the key details that you need to pay attention to before and after opening an account.(WeLab Bank Invitation Code FPA6RM) Fill in when registering.

I. Why choose Huili Bank?

As a next-generation banking brand, Huili Bank focuses on "Smart Finance, Seamless Experience" and provides users with the following major advantages:

• ✅ Full online account opening, no queuing

• ✅ Support multi-currency accounts (HKD, USD, RMB, etc.)

• ✅ Real-time transfer, fast settlement, low handling fee

• ✅ Remote Account Opening Service Optimized for Overseas Chinese

• ✅ Innovative financial products and call + fixed deposit interest rate balance

Whether it's for day-to-day financial management, cross-border settlements, or international remittances, WLB simplifies the process while retaining financial security and compliance.

Second, Hong Kong residents account opening process

For residents holding Hong Kong identity cards, opening an account is very fast, only need to prepare the basic information, the whole process can be completed on the mobile app, the fastest 10 minutes.

📄 Required Information:

• Valid Hong Kong Identity Card

• My real name Hong Kong cell phone number

• Proof of address (e.g. utility bill, bank statement, within three months)

📲 Steps to open an account:

1. Download Welly Bank App(Search for "Huili Bank" on App Store / Google Play)

2. Register for an account and set a password(WeLab Bank Invitation Code FPA6RM) Fill in when registering.

3. Upload front and back photo of ID card for facial recognition verification

4. Fill in your personal and address information

5. Bind Hong Kong local cell phone number to receive verification code

6. The system automatically audits and issues confirmation of account opening

💡 tip: It is recommended that face recognition be done in natural light to improve the recognition pass rate.

Overseas users account opening mode

In recent years, more and more overseas users wish to manage cross-border funds or open Hong Kong dollar accounts through Hong Kong banks. Welly Bank specially provides remote account opening channel to simplify the process tailor-made for overseas customers.

🌍 Applicable populations include:

• overseas Chinese

• (foreign) exchange student

• Expatriates with business dealings in Hong Kong

• Persons residing in Hong Kong but not yet holding permanent resident status

📑 Materials needed:

• Passport or other valid identification

• Visa/entry records (e.g. work visa, student visa)

• Proof of address in Hong Kong or overseas (electricity bill, bank letter, etc.)

• Overseas phone number (optional, but email binding is required)

🌐 Account Opening Method:

1. Visit the official website or download the app and select "Overseas Account Opening".

   

2. Submit scanned copies of personal information and identity documents

3. Perform video verification (some users will need to schedule a manual video call)

4. System audit, generally 2-3 working days to complete the account opening

✅ Once the account is opened, you can use functions such as international remittance, foreign currency exchange, and investment and wealth management.

IV. Frequently Asked Questions (FAQ)

Q1: Does HBL charge any account opening fee?
A: Individual account openingTotally freeThere is no minimum deposit requirement, and a small handling fee may be charged for some special services such as foreign currency transfers or expedited audits.

Q2: Does it support RMB deposit or settlement?
A: Support. Users can open RMB sub-accounts and exchange or transfer money in real time through the app.

Q3: Are credit checks strict?
A: For ordinary savings accounts, the system mainly verifies identity and compliance information, and no credit score is required. For loan or credit card applications, a separate review of financial status is required.

Q4：Does the App have a Chinese interface?
A: Hilux Bank App supports Traditional Chinese, Simplified Chinese and English, which can be freely switched in the settings.

V. Suggested operations after opening an account

After successfully opening an account, it is recommended to complete the following settings in order to better utilize the services of Welly Bank:

• Enable biometric login (fingerprint or Face ID)

• Setting a monthly savings goal or financial plan

• Bundled FPS Rapid Transfer Service

• Enable trade notifications to keep track of your money in real time

• Regularly update address and contact information to ensure account information is accurate

VI. Conclusion: Opening Your Global Account Experience with Ease

Whether you are in Hong Kong, Mainland China, or other countries in the world, Welly Bank is committed to breaking the geographical limitations and providing users with a flexible, secure and smart financial platform. With full online account opening, you can easily open a Hong Kong account and enjoy the convenience of multi-currency, low fees and global fund deployment.

Hurry up to download the app and experience the convenience and efficiency of digital finance!(Invitation Code FPA6RM for Hong Kong Welly Bank Account Opening) Fill in during registration