In the midst of the craze for "lying down" and "fleeing from the North".New Zealand immigrationWith its high-quality living environment, pleasant climate and friendly social atmosphere, it has gradually become a popular choice for many Chinese familiesimmigrantsof new options. However, in addition to green card policies, job opportunitiescost of livingIt is always a key factor that must be considered before migrating.
"Is it expensive to live in New Zealand?" "How much do I have to spend a year to live comfortably?" --This is the most concerned question for many prospective immigrants. In this article, we will takeReal data + case studiesway to reveal the full picture of the true cost of living in New Zealand.
I. Rent or mortgage: the largest expense
Whether you are renting or buying a home in New Zealand.Housing costsIt is almost the number one item of household expenditure. Take the largest city, Auckland, for example:
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A two-bedroom apartment in the center of town rents for approximately NZD 2,500-3,200.;
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The rent of a detached house in the suburbs is about NZD 2,000-2,700/month.;
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If you buy a three-bedroom home, the price of the home can easily be in the range of NZD $0.9 million to $1.2 millionLoan interest at current floating rate 6.5% or so to calculate the monthly mortgage payment in NZD 3,000-4,000 Around.
Relatively speaking, Wellington, Christchurch and other places will have slightly lower 10%-20% rents.
Recommendation: When you first arrive in New Zealand, it is recommended that you rent an apartment to familiarize yourself with the environment, and then consider purchasing a home after you have stabilized your job.
II. Daily living expenses: savings and quality at the same time
1. Supermarket shopping (food items)
Although prices in New Zealand are high, most of the goods are locally produced and of reliable quality. For a family of three, monthly expenditure on food is about NZD 800-1,200The
Common prices are listed below:
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One dozen eggs: NZD 6-8
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Milk 2L: NZD 4-5
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White rice 5kg: NZD 12-16
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Steak 500g: NZD 12-15
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Apple 1kg: NZD 4-5
Stickers: Making good use of promotions and weekend markets can lead to significant savings.
2. water, electricity, gas and electricity
Basic utilities and gas expenses are at NZD 250-400/month, depending on household usage and the season. In winter, the cost can be relatively high due to heating needs (some homes use electric heaters or gas fireplaces).
3. transportation
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Private cars: fuel prices about NZD 2.80/LMonthly fuel costs NZD 200-300.;
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Public Transportation: If in Auckland, buses and trains can be used with the AT card, which is a monthly pass of approx. NZD 215/month.;
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It doesn't cost much to own a used car with a purchase price of NZD 6,000-10,000 You can get into a Japanese car.
III. Education and health care: excellent value for money
1. Children's education
Public schools are free of tuition, but miscellaneous fees, uniforms, etc. are required, totaling about $10,000 per year. NZD 1,000-1,500.;
International students (pre-study status) or private school fees at NZD 15,000-30,000/year No wait.
Undergraduate tuition fees (local students):NZD 7,000-10,000/year
2. medical insurance
New Zealand residents are entitled to publicly-funded health care and do not have to worry about the burden of health care for major illnesses.
However, many immigrant families choose to purchase additionalPrivate medical insuranceto shorten waiting times and monthly family premiums of about NZD 150-300The
IV. Recreation and leisure: key components of quality of life
Migrant life is not just about "getting by", New Zealand's outdoor resources are so rich that weekend trips are the norm.
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Dining out: one meal per person at a Chinese restaurant NZD 20-30Western food is more upscale. NZD 40-60.;
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Outdoor activities: beaches, hiking, parks and other free resources are abundant;
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Movie tickets: Adult approx. NZD 18-20 per sheetThe
The monthly expenditure on entertainment and leisure for an average family of three is about NZD 300-500The quality of life can be maintained under reasonable control.
V. About how much do you spend in a year to live comfortably?
Taking all of the above into account, here is an approximate annual budget for a family of three at the "living comfort" level (in Auckland, for example):
| sports event | Annual expenditure (NZD) |
|---|---|
| Rent/mortgage | 36,000 – 45,000 |
| Groceries | 10,000 – 14,000 |
| Hydrogrid Communications | 3,500 – 5,000 |
| Transportation costs | 3,000 – 4,500 |
| Expenditure on education | 1,500 - 3,000 (public schools) |
| medical insurance | 2,000 – 3,500 |
| Entertainment & Leisure | 4,000 – 6,000 |
| add up the total | 60,000 - 81,000 NZD |
Converted to RMB, it is about 27-36 million yuan/yearThe
VI. Summary: Is life in New Zealand expensive? Reasonably expensive and worth it
existLife as an immigrant in New ZealandIf you choose rational consumption + localized lifestyle, the cost of living is not higher than first-tier cities. Compared to the fast pace of 996 in China, life here is obviously more relaxed and happy.
Of course, "comfort" varies from person to person. If you are looking for peace of mind, high quality parenting environment, clean air and quality education resources, then New Zealand's living expenses, will be aA worthwhile investmentThe
