I. About Fusion Fusion Bank: Invitation code [ CASH2AWG ]
In recent years, Hong Kong's virtual banking market has boomed, with Tencent launching theFusion BankIt has attracted much attention for its convenience and innovative features. For mainland residents, applying for a Fusion bank account not only facilitates the management of cross-border funds, but also allows them to enjoy more flexible digital financial services. In this article, we will analyze in detail how to apply for a Fusion bank account for mainland residents and help you complete the account opening process easily.
Fusion Fusion Bank is a virtual bank in Hong Kong launched by Tencent and a number of partners, focusing on providing efficient and secure digital financial services. Unlike traditional banks, Fusion is based entirely on online operations, eliminating the need for physical branches and saving users a lot of time. Its core advantages include:
- online operation: All account opening, transfer and account management operations can be done via cell phone.
- low cost: Low account management fees and some services are even fee-free.
- Cross-border convenience: Supports multi-currency account management and cross-border transfers.
- high security: Advanced encryption techniques and multiple authentication are used.
II. Advantages of applying for a Fusion bank account for mainland residents: Invitation code [ CASH2AWG ]
- Convenient cross-border payments: Suitable for users who need to transfer money across borders or handle foreign exchange.
- Investment and Financial Opportunities: Access to investment products in the Hong Kong market, such as funds and stocks.
- No physical presence in Hong Kong required: Save time and costs by opening an account from home.
- Compliance Assurance: Fusion Bank holds a virtual banking license issued by the Hong Kong Monetary Authority and is protected by law.
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Fusion Bank is a member of the Deposit Protection Scheme (DPS). Eligible deposits accepted by the Bank are protected by the Deposit Protection Scheme up to a maximum of HK$$800,000 per depositor.^* Subject to the Terms and Conditions of the Event
III. Preparations before opening an account
Before applying for an account, you need to prepare the following documents and conditions:
- identification document: Mainland resident's identity card or passport.
- proof of address: A utility bill, credit card statement or other official document within the last three months that includes your name and address.
- mobile telephone number: For receiving account opening verification code (both Hong Kong and Mainland China).
- Stable network environment: Ensure smooth operation during the account opening process.
- Valid Email: For receiving bank notifications and account-related information.
Fusion Bank Account Opening Process
- Download and install the Fusion Bank App
Search for "Fusion Bank" in the app store (App Store or Google Play) and download the official app. - Register and fill in your personal information
- Open the APP and click "Open Account Now".
- Fill in basic personal information, including name, ID number, date of birth, etc.
- Ensure that the information is consistent with the identity document, otherwise it may lead to failure of the audit.
- Upload proof of identity and proof of address
- Follow the prompts to upload a front and back photo of your ID or passport information page.
- Provide documentation of your address, making sure it is clearly photographed and that the information is complete.
- Complete facial recognition verification
- Complete real-time facial recognition as prompted by the app, which is used to confirm the authenticity of your identity.
- Follow the prompts to move the angle of your face to ensure that you pass the verification.
- Setting Account Information and Preferences
- Set the account login password and transaction password.
- Select the preferred currency (HKD or other currencies).
- Submit your application and wait for review
- Verify the filled information and submit the application after confirming that it is correct.
- The review is usually completed within 1-3 business days, and you will be notified by SMS or email when it is approved.
- Activate your account and get started
- Once approved, log in to the app to activate your account.
- You can start depositing, transferring and managing funds.
V. Frequently asked questions
1. What should I do if I am prompted with an upload failure during the account opening process?
Ensure that the document is clear and correctly formatted (PDF or JPG is recommended) and check that the network is stable.
2. Do I have to have a Hong Kong number?
Mainland cell phone numbers are also available.
3. Are there fees to be paid?
Opening an account with Fusion Fusion Bank is free of charge, but fees may apply for some premium services.
4. What should I do if my audit is rejected?
Verify that the information submitted is accurate, especially proof of identity and proof of address. If you still can't get through, contact your bank's customer service for assistance.
VI. Recommendations for use after opening an account
- Binding other bank accounts
After opening an account, you can bind your Fusion account with other bank accounts in Mainland China or Hong Kong to facilitate fund management. - Open a multi-currency account
Open multi-currency accounts in USD, EUR and other currencies as required to enhance the flexibility of funds. - Using the mobile payment function
Bind WeChat Pay or Alipay to enjoy a more convenient payment experience. - Focus on Bank Offers
Fusion Fusion Bank often launches new user benefits and deal offers, so remember to check the app notifications regularly.
VII. Summary
Fusion Fusion Bank provides mainland residents with a convenient channel to access Hong Kong's financial markets. With the account opening guide in this article, you can easily complete your account application and enjoy the efficient services and cross-border financial convenience brought by digital banking in Hong Kong. Whether you use it for cross-border payment, investment and wealth management, or daily fund management, Fusion Bank can meet your diversified needs.
Catch the wave of digital finance and start experiencing Fusion's innovative services today!
Please note: The above process is based on the current information update, the specific operation may be changed due to the update of Fullerton Bank App, please refer to the official App interface and instructions in the actual operation.
