Singapore as one of the world's most attractiveimmigrantsOne of the most popular destinations, it is favored by global talents not only for its favorable business environment, advanced infrastructure and high-quality education system, but also for its stable social environment and efficient government administration that attracts a large number of immigrants. However, as one of the cities with the highest cost of living in the world, theLife as an immigrant in SingaporeCost is also an important factor that many potential immigrants need to consider when making a decision.

In this article, we will provide an in-depth analysis of the cost of living in Singapore, especially rent, daily expenses and medical fees, to help plan theImmigration to Singaporeof people making more informed decisions.

I. Rental costs: high but selective

Rental costs in Singapore are at a high level globally, especially in urban and popular areas. According to the 2025 figures, Singapore's housing market still maintains a high demand, resulting in rising rents. However, if you are willing to live in areas outside the city center, the cost of rent can be significantly lower.

1. Urban rental

• Studio apartment (1 bedroom, 1 bathroom) rent: High-end apartments in the city usually rent in the range ofS$3000-6000Between them, luxury apartments can be even more expensive. Especially in places such as Orchard Road, Marina Bay, and the Central Business District, prices can be even more expensive.

• Three-bedroom apartment rentals: For a family, the rent for a three-bedroom apartment could be in the range ofS$5,000-10,000Between, depending on the specific location, building and amenities.

2. Suburban rentals

• Studio apartment rentals: If you choose to live in the suburbs of Singapore, such as Punggol, Ang Mo Kio and Katong, the rent will be relatively cheaper. The rent for a studio apartment is aroundS$2,000-3,500Between.

• Three-bedroom apartment rentals: In the suburbs, rents for three-bedroom apartments are aroundSGD 3500-6000Between them, it is cost-effective.

3. Public housing (HDB)

Public housing in Singapore is managed by the government and is mainly for local Singaporeans. However, foreigners can also qualify to buy or rent through their spouses or family members.HDB rents are relatively low, with a monthly rent for a single room of aboutS$1000-2500The rent for a three-bedroom apartment is usually in the range ofS$2,000-4,500Between.

II. Daily expenses: high consumption and careful budgeting

Daily expenses in Singapore are relatively high compared to other major cities in the developed world, especially when it comes to food, transportation and entertainment. However, Singapore also offers a wide range of options to control spending according to one's lifestyle.

1. Food expenses

• Dining out: Singapore has a strong foodie culture, with everything from street food to five-star restaurants. On average, a meal at a mid-range restaurant in the city will cost you around15-30 Singapore dollarsFor high-end restaurants, it could be as high as50-100 Singapore dollarsThe

• Supermarket shopping: If you choose to cook your own meals, your monthly grocery store expenses will be aroundS$400-600Between, depending on family size and shopping habits. There are many supermarket chains in Singapore (e.g. NTUC FairPrice, Cold Storage) with relatively transparent prices.

• Street food: If you choose to eat at a "coffee shop" or "deli center" (which are the preferred places for locals to eat on a daily basis), you can use theS$3-5Enjoy an authentic local meal.

2. Transportation expenses

Singapore's public transportation system is very convenient, and MRT, buses and cabs are easy and relatively affordable to use.

• Public transportation: The monthly card costs approximatelyS$100-150If you use public transportation frequently, you can get discounts by using your EZ-Link card or Singapore Tourist Pass.

• Cab: Cabs start at aboutS$3.50The additional charge per kilometer is approximately0.50 Singapore dollars, the cost of travel may increase significantly if frequent taxi rides are required.

3. Recreation and leisure expenses

• Movie Theater: Tickets to see a movie cost about10-15 Singapore dollars, high-end theaters can be more expensive.

  

• Gym: Monthly memberships to the gym cost approximatelyS$50-150, high-end health clubs can cost more.

• Travel & Entertainment: Singapore is rich in tourist attractions such as museums, zoological and botanical gardens, and world-class resorts, most of which are withinS$10-50Between.

III. Medical expenses: quality health care but at a higher cost

Singapore's healthcare system has a strong reputation worldwide for providing both advanced medical technology and specialized doctors. However, as with most developed countries, the cost of healthcare is relatively high.

1. Public hospitals and clinics

For Singapore Citizens and Permanent Residents (PR), medical fees are usually cheaper, while foreigners have to pay higher fees. A general outpatient visit costs aboutS$30-70The cost of a specialist clinic, on the other hand, can be as high asS$100-300The

2. Hospitalization costs

The cost of hospitalization varies depending on the type of treatment and length of stay. The cost of hospitalization in a general ward is usuallyS$200-400per day, while private wards can cost up toS$1000-2000Daily. Actual costs may vary depending on insurance and specific circumstances.

3. Medical insurance

In order to cope with the high cost of medical care, most expatriates choose to take out a private medical insurance policy, which costs aboutS$500-2000 per year, depending on the scope of insurance coverage and the choice of insurance company.

IV. Conclusion: living within one's means and making good use of one's resources

While Singapore is undoubtedly an immigrant destination full of opportunities and attractions, the high cost of living is a factor that every potential immigrant must seriously consider. Rent, daily expenses and healthcare costs are considerably higher than in other Asian countries, however, the high quality of public services and welfare system provided by the Singaporean government complements the inconvenience caused by these high costs.

For those who plan toMoving to SingaporeThe best way for those who do is to plan wisely based on their income and lifestyle. For young single migrants, choosing housing outside the city may reduce the cost of living, while for family migrants, choosing affordable options such as HDB and public transportation can effectively reduce the overall expenses. In any case, adequate financial planning and adapting to the local lifestyle before moving to Singapore will certainly make your life in Singapore smoother and more comfortable.