With more and more people choosingimmigrantsUnited States, it becomes crucial to understand the cost of living and welfare benefits in each state. The level of economic development, tax policies, housing costs, healthcare systems and welfare systems vary from state to state in the U.S. Choosing the right state to settle in is important for theImmigration to the United StatesThis article will analyze the cost of living and benefits by state in 2025 to help prospective immigrants make more informed choices. In this article, we will analyze the cost of living and benefits of each U.S. state in 2025 to help prospective immigrants make more informed choices.
1. States with the highest cost of living: New York, California and Hawaii
New York, California and Hawaii are the three states with the highest cost of living in the U.S., mainly in housing, transportation and food prices.
- New York State (New York): Rents in New York City are high, with an average one-bedroom apartment potentially costing more than $3,500 per month. the high cost of living has led many residents to choose to move out of the city center, despite the high salary levels.
- California: Large cities such as Los Angeles and San Francisco have high housing prices and prices, especially housing costs. However, California has good medical resources, employment opportunities and a warm climate that attracts a large number of immigrants.
- Hawaii: As a tourist destination, Hawaii's prices remain high, mainly due to its dependence on imports for a large number of goods. However, the beautiful natural environment and unique cultural atmosphere still attract many people to settle there.
welfare treatment: These states have better social benefits, offering Medicaid, housing assistance (Section 8), food stamps (SNAP), etc., but not everyone can afford to live in these places due to high taxes and high cost of living.
2. States with moderate cost of living but high opportunities: Texas, Florida and Washington
If you want a relatively low cost of living while enjoying good employment opportunities, these states may be good choices.
- Texas: Texas is one of the fastest growing states in the U.S. in terms of population in recent years. With low housing costs and no state income tax, it is friendly to both the working class and entrepreneurs. Houston, Dallas, and Austin are popular cities for employment, with fast-growing tech, healthcare, and energy sectors.
- Florida (FL): Florida is also one of the states that is exempt from state income tax and has a pleasant climate that is especially suited for retirees. Orlando, Miami, and other places have thriving economies with many opportunities in tourism and finance.
- Washington State (WA): Seattle is home to a concentration of tech companies, including giants like Amazon and Microsoft. Although Seattle's housing prices are higher, the overall cost of living is lower than California's, and the state's lack of a state income tax makes it friendlier to high-income earners.
welfare treatment: These states have relatively well-developed welfare systems, especially in the areas of education and health care. Texas and Florida have less government spending on social welfare due to lower tax policies, while Washington State has superior medical benefits.
3. Lower cost of living states: Ohio, Michigan and Tennessee
The low cost of living in these states makes them good choices for immigrants on a budget.
- Ohio: Low home prices and rents, lower food and transportation costs. Columbus and Cleveland have a more stable job market, especially in the healthcare, manufacturing and technology sectors.
- Michigan: Home prices in places like Detroit are quite low for immigrants wishing to purchase a home. In addition, the state is rich in universities, making it suitable for families.
- Tennessee (Tennessee): Not only does the state have low housing costs, but it has no state income tax, attracting a growing influx of people. Nashville and Memphis have fast-growing economies and thriving music and cultural industries.
welfare treatment: While the cost of living is low, some states have relatively few social benefits. For example, Tennessee has narrower Medicaid coverage, while Ohio and Michigan have relatively better unemployment benefits and Social Security.

4. Which states have the most favorable tax policies?
The U.S. tax system is complex, and tax policies vary widely from state to state. If you are looking to reduce your tax burden, consider the following states:
- States with no state income tax: Texas, Florida, Washington, Tennessee, Nevada, Alaska, and South Dakota. These states exempt personal income from state taxes, resulting in higher disposable income for residents.
- States with low sales tax: Oregon and New Hampshire have no sales tax, making purchases more cost-effective.
- States with high taxes but good benefits: States such as California, New York, Minnesota, and New Jersey have higher tax rates but better social benefits, including high-quality health care and educational resources.
5. Comparison of medical and educational benefits
- Medical Benefits (Medicaid & Medicare): Low-income groups in states like California, New York, and Washington have easier access to Medicaid, while Texas and Florida have stricter eligibility restrictions.
- Educational resources: Public schools and universities in Massachusetts, California, and New York are abundant but competitive. Texas and Florida also have higher quality public education for families migrating.
To summarize: how to choose the best state?
Immigration to the United StatesAfterward, which state you choose to live in depends on your budget, career progression, lifestyle preferences, and benefits needs. If you're looking for a career in the tech industry, consider Washington or California; if you're looking for low taxes and cost-effective living, Texas and Florida are good choices; and if you're looking for the lowest cost of living, Ohio and Michigan may be a better fit for you.

In the year 2025, the cost of living and welfare policies in each state are likely to adjust as economic, political and social changes take place. Therefore, before making a decision to immigrate, it is important to thoroughly research the latest policies in your target state to ensure the best quality of life for you and your family.